- 	Must be at least 15 characters 
 - 	Must include 1 to 3 numeric characters  
 - 	Must Include at least 1 alphabetic Character  
 - 	Must not include identical consecutive characters    
 - 	Must not include user name or last name  
 - 	Avoid Social Security and account number  
 - 	Must not include special characters '=-(space) 
 - 	An old password must not be used